Freeze Your Credit Report Free

But to open one you ll need to lift the freeze temporarily.

Freeze your credit report free.

Freezing your credit report is an important step to take to protect yourself from identity theft with a frozen credit report credit bureaus won t provide information to companies that try to access your information to approve credit or loan applications. Prevent you from getting your free annual credit report. Online on the phone in the mail u s. Keep you from opening a new account.

In order of ease and speed they are. A credit freeze has no effect on your ability to qualify for loans or credit cards but a freeze can prevent a creditor s evaluation of your credit application. Requests to freeze your credit report must be made in writing and should include your name address date of birth social security number a copy of a valid id proof of address e g a copy of a utility. A credit freeze also known as a security freeze is the best way to help prevent new accounts from being opened in your name.

A credit freeze called a security freeze by credit bureaus protects you from the cost and disruption that can happen when identity thieves attempt to open new accounts in your name. A credit freeze does not affect your credit score. It s absolutely free to freeze and unfreeze your credit and it won t affect your credit score. It s free to lift the freeze and free to place it again when you re done accessing your credit.