Florida Association Responsible For Roof Repairs

Hoa needs to cover repair of roof damage property damage repairs my indiana hoa association for my condo that has failed to keep up repair on the roof common elements and now i have damage inside my condo on the ceiling.

Florida association responsible for roof repairs.

The association has an insurable interest in all units. Depending on condo association rules. The roof spans all of your properties and a problem with one portion of the roof may affect the others. Water came in to my condo and has damaged my windows cabinets flooring and back splash in my kitchen.

All personal belongings contained within the unit or those left in the limited common areas as well as all wall coverings floor coverings and ceiling coverings. In june we had heavy rain. The board states that the interior is my responsibility. If an owner s personal property is damaged then the owner s personal insurance should kick in.

Unit owners board members and association managers are often unsure of which entity is responsible for the maintenance repair and replacement of certain items when damage occurs. If the source of the water intrusion is from the common elements than the association is responsible for the cause of the water intrusion. If a common area element like the roof fails and damages that insurable interest such as a ceiling or walls then the association is responsible for repairs. So in the casualty event a storm or a fire or whatever the claim would go through the insurance from the association and they pay the premium for that.

You are responsible for the roof above your unit and if it develops problems which affect the other units you may also be responsible for paying damages for that. Your neighbor is responsible in the same way. These situations are complicated. So like in florida statute comes in and says that by law the association is responsible for the insurance on the air conditioning system from the roof to the air handler.

Accordingly in most cases when water damage is sustained as a result of a flood windstorm roof or window failure or even a leak emanating from an upstairs unit the roof or an exterior wall. You share ownership of many building features including the roof with your fellow owners but responsibility for roof repairs may fall on different parties. However the roof repairs have been neglected for years because they did. The association of my condo has failed to fix the roof properly over the years and has done patch work to fix spots here and there.